WCRI FlashReport — How Do Claim Costs, Components of Costs, and Worker Outcomes Differ by Age?

Bogdan Savych, John Ruser

December 18, 2019 Related Topics: Access to Care, Outcomes for Injured Workers, System Overview

As the American workforce ages and workers are more likely to continue working into their later years, this new FlashReport shows how multiple measures of workers’ compensation system performance vary by workers’ age.

The goal of the report is to help system stakeholders consider possible challenges from the aging workforce. We show differences by age in injury rates, costs of workers’ compensation injuries, and the outcomes of workers. We also highlight important factors that may be contributing to these differences, such as changes in injury and industry composition, as well as differences in other characteristics of workers.

Readers can use this information to create a balanced picture of how multiple dimensions of the workers’ compensation system performance differ by age and how they may vary with changes in external age-related factors shaping the population and labor force. 

WCRI FlashReport — How Do Claim Costs, Components of Costs, and Worker Outcomes Differ by Age? Bogdan Savych and John Ruser. December 2019. FR-19-02.

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Research Questions:

  • How do average medical and indemnity payments per claim vary with age?
  • What drives medical payments for those aged 65 and older?
  • How do the types of injuries experienced by younger workers compare with the injuries experienced by older workers?

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