James L. Moore, writing for J&L Risk Management Consultants, is thinking about good ideas for self-insurance in 2026:

The best way to begin is by looking back at the older resolutions...

  • Medical networks become more critical to self-insured success over the years.   Having an industrial-minded physician with a good bedside manner makes claims costs go down.   Remember, you are spending directly out of a budgeted account.   The next article that I am writing presently comes from a WCRI webinar on Access and Time to First Treatment.  If I were going to highlight the one number in red that costs a self-insured program the most, this would be it. 
    He adds:
    "This one still applies heavily. Controlling medical costs becomes difficult without knowing the medical providers who will treat your injured workers."

The WCRI study in question is Time to First Medical Service—A WCRI FlashReport (2023).  When he reviewed it in 2024, he wrote "This was one of the most informative webinars by WCRI, as all of them have been for a long time. I recommend purchasing here unless you are a WCRI member and then it is freebies."

You can find information on becoming a WCRI member elsewhere on our website!

PS: Possibly also of interest to readers is another study related to time to care: Advanced Practitioners and Workers’ Compensation Claim Outcomes.